A complete digital banking suite designed for the Nigerian market
Tier 0–3 verification with BVN/NIN integration
Send to any bank, phone number, or HMK user
Pay electricity, cable TV, internet, and buy airtime/data
Flexible and fixed deposit savings with interest
Quick loan applications with AI credit scoring
Verve virtual cards with freeze/unfreeze control
Scan-to-pay merchants instantly
Earn commissions for every friend you refer
Upgrade your account to unlock higher transaction limits